{"id":4119,"date":"2022-10-19T11:42:59","date_gmt":"2022-10-19T16:42:59","guid":{"rendered":"https:\/\/everinsuranceglobal.com\/?page_id=4119"},"modified":"2023-10-03T13:25:26","modified_gmt":"2023-10-03T18:25:26","slug":"everlasting","status":"publish","type":"page","link":"https:\/\/4everinsurance.com\/en\/everlasting\/","title":{"rendered":"EVERLASTING"},"content":{"rendered":"<div class=\"wpb-content-wrapper\"><p>[vc_row equal_height=&#8221;yes&#8221;][vc_column width=&#8221;1\/3&#8243;]<div id=\"sc_title_1423029182\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1656694472314\"><h6 class=\"sc_item_subtitle sc_title_subtitle sc_align_left sc_item_title_style_default\">PLANES<\/h6><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">DE <i>SALUD<\/i><\/h3><\/div><!-- \/.sc_title -->[vc_btn title=&#8221;EVEREST&#8221; shape=&#8221;square&#8221; color=&#8221;blue&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST&#8221;][vc_btn title=&#8221;EVERMORE&#8221; shape=&#8221;square&#8221; color=&#8221;purple&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE&#8221;][vc_btn title=&#8221;EVERYWHERE&#8221; shape=&#8221;square&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE&#8221;][vc_btn title=&#8221;LEVERAGE&#8221; shape=&#8221;square&#8221; color=&#8221;green&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE&#8221;][vc_btn title=&#8221;EVERLASTING&#8221; shape=&#8221;square&#8221; color=&#8221;juicy-pink&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt activo&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING&#8221;][vc_btn title=&#8221;COMPARISON&#8221; shape=&#8221;square&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F|title:LEVERAGE&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}&#8221; el_class=&#8221;plan-content everest-color&#8221;][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=&#8221;yes&#8221; disable_element=&#8221;yes&#8221;][vc_column width=&#8221;1\/3&#8243;]<div id=\"sc_title_1121747247\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1656694472314\"><h6 class=\"sc_item_subtitle sc_title_subtitle sc_align_left sc_item_title_style_default\">PLANES<\/h6><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">DE <i>SALUD<\/i><\/h3><\/div><!-- \/.sc_title -->[vc_btn title=&#8221;EVEREST&#8221; shape=&#8221;square&#8221; color=&#8221;blue&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST&#8221;][vc_btn title=&#8221;EVERMORE&#8221; shape=&#8221;square&#8221; color=&#8221;purple&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE&#8221;][vc_btn title=&#8221;EVERYWHERE&#8221; shape=&#8221;square&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F|title:EVERYWHERE&#8221;][vc_btn title=&#8221;LEVERAGE&#8221; shape=&#8221;square&#8221; color=&#8221;green&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F|title:LEVERAGE&#8221;][vc_btn title=&#8221;EVERLASTING&#8221; shape=&#8221;square&#8221; color=&#8221;juicy-pink&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt activo&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING&#8221;][vc_btn title=&#8221;COMPARISON&#8221; shape=&#8221;square&#8221; align=&#8221;left&#8221; el_class=&#8221;ever-alt&#8221; link=&#8221;url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fcomparativo%2F|title:LEVERAGE&#8221;][\/vc_column][vc_column width=&#8221;2\/3&#8243; css=&#8221;.vc_custom_1657561091458{padding-top: 32px !important;padding-right: 25px !important;padding-bottom: 32px !important;padding-left: 25px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}&#8221; el_class=&#8221;plan-content everest-color&#8221;]<div id=\"sc_title_1604224797\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1689875980596\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">DEDUCTIBLE OPTIONS<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_591580813_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_591580813\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead>\n<tr>\n<th class=\"custom-table-column-head-first-everlasting custom-table-column-head-empty\"><\/th>\n<th class=\"custom-table-column-head-everlasting\" style=\"text-align: center;\">I<\/th>\n<th class=\"custom-table-column-head-everlasting\" style=\"text-align: center;\">II<\/th>\n<th class=\"custom-table-column-head-everlasting\" style=\"text-align: center;\">III<\/th>\n<th class=\"custom-table-column-head-everlasting\" style=\"text-align: center;\">IV<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td class=\"custom-table-column-cell-border-bottom-only\">Outside USA<\/td>\n<td style=\"text-align: center;\">US$2,500<\/td>\n<td style=\"text-align: center;\">US$5,000<\/td>\n<td style=\"text-align: center;\">US$10,000<\/td>\n<td style=\"text-align: center;\">US$20,000<\/td>\n<\/tr>\n<tr>\n<td class=\"custom-table-column-cell-border-top-only\" style=\"text-align: left; font-weight: normal;\">Inside USA<\/td>\n<td style=\"text-align: center; font-weight: normal;\">US$5,000<\/td>\n<td style=\"text-align: center; font-weight: normal;\">US$5,000<\/td>\n<td style=\"text-align: center; font-weight: normal;\">US$10,000<\/td>\n<td style=\"text-align: center; font-weight: normal;\">US$20,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_522302011\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1667237759077\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">PLAN INFORMATION<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_1184446087_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_1184446087\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead>\n<tr>\n<th>BENEFIT<\/th>\n<th>COVERAGE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Maximum coverage per person<\/td>\n<td>US$3,500,000 per lifetime<\/td>\n<\/tr>\n<tr>\n<td>Maximum charges incurred per insured, per policy year<\/td>\n<td>US$500,000<\/td>\n<\/tr>\n<tr>\n<td>Age range to apply<\/td>\n<td>60 \u2013 90 years old<\/td>\n<\/tr>\n<tr>\n<td>Waiting period<\/td>\n<td>30 days<\/td>\n<\/tr>\n<tr>\n<td>Geographic Coverage<\/td>\n<td>Worldwide, no physician and hospital restrictions<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_338063916\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1667236282596\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">INPATIENT PROVISIONS<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_1847091758_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_1847091758\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead>\n<tr>\n<th colspan=\"2=\">BENEFIT<\/th>\n<th>COVERAGE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td colspan=\"2\">Standard private room and hospitalization services (includes<br \/>\nhospital food, medicines, laboratory tests, imaging studies,<br \/>\ndiagnostic procedures, specialized nurses and medical\/<br \/>\nsurgical supplies, among others)<\/td>\n<td>US$2,500 per day, up to 120 days.<br \/>\nUS$750 per day for additional days<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Intensive care unit (includes medications, laboratory tests,<br \/>\nimaging studies, diagnostic procedures, specialized nurses<br \/>\nand medical\/surgical supplies, among others)<\/td>\n<td>Up to US$3,300 per day, up to 30 days.<br \/>\nUS$1,000 per day for additional days<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Surgeon, assistant surgeon and anesthesiologist fees<\/td>\n<td>Up to US$50,000 per surgery, maximum 2 surgeries per policy year<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Additional hospital benefits (operating room and surgical implants)<\/td>\n<td>Up to US$35,000 per surgery, maximum 2 surgeries per policy year<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Expense for a companion of a hospitalized insured<\/td>\n<td>US$150 per night, maximum 30 nights<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_146213956\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1667236310592\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">OUTPATIENT PROVISIONS<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_1385253193_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_1385253193\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead>\n<tr>\n<th>BENEFIT<\/th>\n<th>COVERAGE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Emergency care<\/td>\n<td>US$5,000 per visit, maximum 5 visits per policy year<\/td>\n<\/tr>\n<tr>\n<td>Outpatient surgery (all inclusive)<\/td>\n<td>Up to US$50,000 per policy year<\/td>\n<\/tr>\n<tr>\n<td>Nurse or therapist care at home<\/td>\n<td>Up to US$150 per day, maximum 30 days per policy year<\/td>\n<\/tr>\n<tr>\n<td>Visits to physicians and specialists (including home visits)<\/td>\n<td>Up to US$125 per consultation, maximum 15 consultations per year<\/td>\n<\/tr>\n<tr>\n<td>Diagnostic study services (pathology, x-rays, MRI\/CT\/CT scan, echocardiogram, stress test, etc.). Only as pre-operative with pre-approval<\/td>\n<td>Up to US$1,000, per exam, per insured<\/td>\n<\/tr>\n<tr>\n<td>Endoscopic procedures. Only as preoperative with preapproval<\/td>\n<td>Up to US$1,250, per exam, per insured<\/td>\n<\/tr>\n<tr>\n<td>Prescription drugs, following outpatient surgery or medical consultation<\/td>\n<td>Up to US$2,500 per insured<\/td>\n<\/tr>\n<tr>\n<td>Preventive medical check-up, per insured, no deductible (All options)<\/td>\n<td>US$250 per insured (after a 12-month waiting period)<\/td>\n<\/tr>\n<tr>\n<td>Hearing aids<\/td>\n<td>Up to US$1,250 per insured, per lifetime<\/td>\n<\/tr>\n<tr>\n<td>Allergy treatment<\/td>\n<td>100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_1063327790\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1667237728591\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">GENERAL PROVISIONS<\/h3><div class=\"sc_item_descr sc_title_descr sc_align_left\"><p>The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n<\/div><\/div><!-- \/.sc_title --><div id=\"sc_table_26737631_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_26737631\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<p>BENEFITCOVERAGE<\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead><\/thead>\n<tbody>\n<tr>\n<td colspan=\"2\">Oncology: cancer tests, treatment (chemotherapy and\/or radiotherapy) in-hospital or outpatient<\/td>\n<td>Up to US$200,000 per insured<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Prostheses and medical devices implanted during surgery<\/td>\n<td>100%*<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Organ transplant (per organ\/tissue)<\/td>\n<td>US$200,000, per lifetime.<br \/>\nUS$25,000, per lifetime, in expenses of the live donor<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Living donor expenses included in Organ Transplantation<\/td>\n<td>US$25,000, per lifetime<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Durable medical equipment<\/td>\n<td>Up to US$2,250 per insured<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Physical therapy and rehabilitation (inpatient or outpatient)<\/td>\n<td>Up to US$100 per visit, maximum 30 visits<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Reconstructive surgery after an accident or illness<\/td>\n<td>100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_1382302571\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1671642131604\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">MEDICAL EVACUATION PROVISIONS<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_576322872_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_576322872\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table>\n<tbody>\n<tr>\n<td rowspan=\"2\">Emergency transportation<\/td>\n<td>Ground Ambulance<\/td>\n<td>100%*, no deductible applies<\/td>\n<\/tr>\n<tr>\n<td>Air Ambulance<\/td>\n<td>Up to US$30,000, no deductible applies<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Repatriation or cremation of mortal remains<\/td>\n<td>US$10,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap --><div id=\"sc_title_1445293563\"\n\t\tclass=\"sc_title sc_title_default title-blue  vc_custom_1667238900925\"><h3 class=\"sc_item_title sc_title_title sc_align_left sc_item_title_style_default\">OTHER PROVISIONS<\/h3><\/div><!-- \/.sc_title --><div id=\"sc_table_1472165136_wrap\" class=\"sc_table_wrap\"><div id=\"sc_table_1472165136\"\n\t\t\tclass=\"sc_table sc_table_default\" style=\"width:100%;\"><\/p>\n<table summary=\"Plan Information\" cellspacing=\"0\">\n<thead>\n<tr>\n<th colspan=\"2\">BENEFIT<\/th>\n<th>COVERAGE<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td colspan=\"2\">Emergency dental treatment following an accident<\/td>\n<td>US$25,000 for treatment within the first 90 days of the covered accident of the covered accident<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Paliative care<\/td>\n<td>US$750 per day, up to 120 days<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">Temporary accident coverage while the application is being processed<\/td>\n<td>US$40,000<\/td>\n<\/tr>\n<tr>\n<td colspan=\"2\">EVER\u00ae Expert Medical Review<\/td>\n<td>Access to unlimited second medical opinions from renowned experts worldwide, with no deductible<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p><\/div><\/div><!-- \/.sc_table_wrap -->[vc_btn title=&#8221;DOWNLOAD&#8221; 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