{"id":2818,"date":"2022-07-01T22:50:20","date_gmt":"2022-07-02T03:50:20","guid":{"rendered":"https:\/\/ever.itrends.dev\/everywhere\/"},"modified":"2023-10-03T11:47:13","modified_gmt":"2023-10-03T16:47:13","slug":"everywhere","status":"publish","type":"page","link":"https:\/\/4everinsurance.com\/en\/everywhere\/","title":{"rendered":"EVERYWHERE"},"content":{"rendered":"

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PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1656715800627{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everywhere-color”][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” disable_element=”yes”][vc_column width=”1\/3″]
PLANES<\/h6>

DE SALUD<\/i><\/h3><\/div>[vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1656715800627{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everywhere-color”]

DEDUCTIBLE OPTIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n
<\/th>\nI<\/th>\nII<\/th>\nIII<\/th>\nIV<\/th>\nV<\/th>\nVI<\/th>\n<\/tr>\n<\/thead>\n
Outside USA<\/td>\nUS$500<\/td>\nUS$2,000<\/td>\nUS$3,000<\/td>\nUS$5,000<\/td>\nUS$10,000<\/td>\nUS$20,000<\/td>\n<\/tr>\n
Inside USA<\/td>\nUS$1,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

PLAN INFORMATION<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Maximum coverage per person, per policy year<\/td>\nUS$8,000,000<\/td>\n<\/tr>\n
Age limit to apply<\/td>\nUp to 79 years old<\/td>\n<\/tr>\n
Waiting period<\/td>\n30 days<\/td>\n<\/tr>\n
Geographical coverage<\/td>\nWorldwide, without restrictions of doctors and hospitals<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

INPATIENT PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Standard private\/semi-private hospital room<\/td>\n100%*<\/td>\n<\/tr>\n
Special benefit for suite accommodation (subject to availability)<\/td>\nUp to US$3,000 per day within the EVER\u00ae US Network<\/td>\n<\/tr>\n
Intensive care unit<\/td>\n100%*<\/td>\n<\/tr>\n
Adult companion accomodation expenses of a hospitalized insured<\/td>\nUnder 18 years old<\/td>\nUS$350 per night, max. of 30 nights<\/td>\n<\/tr>\n
Over 18 years old<\/td>\n100%*, max. of 30 nights<\/td>\n<\/tr>\n
Prescribed medications while hospitalized<\/td>\n100%*<\/td>\n<\/tr>\n
Psychiatric treatments<\/td>\nUS$3,000<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

OUTPATIENT PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency care<\/td>\n100%*<\/td>\n<\/tr>\n
Physician and specialist visits<\/td>\n100%*<\/td>\n<\/tr>\n
Physician and specialist home visits<\/td>\n100%*<\/td>\n<\/tr>\n
Prescription medication<\/td>\n100%*<\/td>\n<\/tr>\n
Complementary therapy: chiropractor, psychologist, psychiatrist, osteopathy and\/or acupuncture<\/td>\nUS$5,000<\/td>\n<\/tr>\n
Nurse or therapist care at home<\/td>\n100%*<\/td>\n<\/tr>\n
Preventive health checkup per insured, no deductible applies (after a 10-month waiting period)<\/td>\nOPTIONS I, II & III:<\/p>\n
    \n
  • US$150 up to 17 years old<\/li>\n
  • US$350 at 18 years and older<\/li>\n<\/ul>\n

    OPTIONS IV, V & VI:<\/p>\n

      \n
    • US$100, all ages<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Hearing aids<\/td>\nUS$2,500 per lifetime<\/td>\n<\/tr>\n
Alzheimer\u2019s disease<\/td>\n100%*<\/td>\n<\/tr>\n
Allergy treatment<\/td>\n100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

GENERAL PROVISIONS<\/h3>

The following benefits offer the same coverage for both inpatient and outpatient procedures.<\/p>\n<\/div><\/div>

<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Surgeon and anesthesiologist fees<\/td>\n100%*<\/td>\n<\/tr>\n
Diagnostic study services (laboratory tests, pathology, X-rays, MRI\/CT\/ PET scans)<\/td>\n100%*<\/td>\n<\/tr>\n
Oncology: cancer tests, treatment (chemotherapy and\/or radiotherapy) and medication<\/td>\n100%*<\/td>\n<\/tr>\n
Surgery to reduce the risk of cancer or prophylactic surgery<\/td>\nUS$35,000 per lifetime (after a 12-month waiting period)<\/td>\n<\/tr>\n
Dialysis services<\/td>\n100%*<\/td>\n<\/tr>\n
Prostheses and medical appliances implanted during surgery<\/td>\n100%*<\/td>\n<\/tr>\n
Organ transplant (per organ\/tissue)<\/td>\nUS$1,500,000 per lifetime. Includes expenses of the live donor<\/td>\n<\/tr>\n
Durable medical equipment<\/td>\n100%*<\/td>\n<\/tr>\n
Physical therapy and rehabilitation<\/td>\n100%*<\/td>\n<\/tr>\n
Specialized treatments (occupational therapy, speech therapy, sleep apnea and other sleep disorders)<\/td>\nUS$4,000<\/td>\n<\/tr>\n
Congenital conditions<\/td>\nDiagnosed before age 18<\/td>\nUS$2,100,000 per lifetime<\/td>\n<\/tr>\n
Diagnosed after age 18<\/td>\n100%*<\/td>\n<\/tr>\n
HIV-AIDS<\/td>\nUS$1,000,000 per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Bariatric surgery<\/td>\nUS$15,000 per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Surgical treatment of symptomatic foot disorders<\/td>\n100%* (after a 24-month waiting period)<\/td>\n<\/tr>\n
Reconstructive surgery after an accident or illness<\/td>\nUp to the benefit limit<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

MATERNITY PROVISIONS<\/h3>

10-month waiting period, no deductible applies.<\/p>\n<\/div><\/div>

<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Maternity (options I, II & III)<\/td>\n\n
    \n
  • US$8,500 for normal delivery (if only mother is insured)<\/li>\n
  • US$10,000 for cesarean delivery (If both parents are insured)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Stem cell collection and storage (options I, II & III)<\/td>\nUS$1,000 per pregnancy covered<\/td>\n<\/tr>\n
Maternity and newborn complications (options I, II & III)<\/td>\nUS$1,000,000 per lifetime<\/td>\n<\/tr>\n
Inclusion of the newborn within 90 days after the birth (options I, II & III)<\/td>\nWithout underwriting, if born from a covered maternity<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

MEDICAL EVACUATION PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
Emergency transportation<\/td>\nGround ambulance<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Air ambulance<\/td>\n100%*, no deductible applies<\/td>\n<\/tr>\n
Cost of return ticket for the insured and one companion after an evacuation by air ambulance<\/td>\nUS$1,200 per person<\/td>\n<\/tr>\n
Repatriation or cremation of mortal remains<\/td>\n100%*<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

<\/div><\/div>

OTHER PROVISIONS<\/h3><\/div>
<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n\n\n
BENEFIT<\/th>\nCOVERAGE<\/th>\n<\/tr>\n<\/thead>\n
High-risk sports and activities<\/td>\n100%*<\/td>\n<\/tr>\n
Emergency dental coverage<\/td>\n100%* for treatment within the first 180 days of the covered accident<\/td>\n<\/tr>\n
Refractive eye surgery<\/td>\nUS$550 per eye, per lifetime (after a 24-month waiting period)<\/td>\n<\/tr>\n
Palliative care<\/td>\n100%*<\/td>\n<\/tr>\n
Temporary coverage for accidents while application is being underwritten<\/td>\nUS$35,000<\/td>\n<\/tr>\n
Free extended coverage for eligible dependents after policyholder\u2019s death<\/td>\n2 years<\/td>\n<\/tr>\n
Deductible elimination\/reduction for no claims for 3 years<\/td>\nOPTIONS I, II, III & IV:<\/p>\n
    \n
  • Elimination for 1 year after the 3rd year without claims<\/li>\n
  • Reduction of 50% of the deductible for 1 year after the 3rd year, if the deductible was not met in any of the years<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Executive checkup<\/td>\nUp to US$1,000, after a 24-month waiting period within the EVER\u00ae Prevent Network<\/td>\n<\/tr>\n
Nutritionist visits<\/td>\nUp to 5 visits per policy year<\/td>\n<\/tr>\n
EVER Expert Medical Review\u00ae<\/td>\nUnlimited access to medical reviews from recognized world experts, deductible does not apply<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

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[vc_row equal_height=”yes”][vc_column width=”1\/3″][vc_btn title=”EVEREST” shape=”square” color=”blue” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverest%2F|title:EVEREST”][vc_btn title=”EVERMORE” shape=”square” color=”purple” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fevermore%2F|title:EVERMORE”][vc_btn title=”EVERYWHERE” shape=”square” align=”left” el_class=”ever-alt activo” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][vc_btn title=”LEVERAGE” shape=”square” color=”green” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Fleverage%2F”][vc_btn title=”EVERLASTING” shape=”square” color=”juicy-pink” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverlasting%2F|title:EVERLASTING”][vc_btn title=”COMPARISON” shape=”square” align=”left” el_class=”ever-alt” link=”url:https%3A%2F%2Feverinsuranceglobal.com%2Fen%2Feverywhere%2F”][\/vc_column][vc_column width=”2\/3″ css=”.vc_custom_1656715800627{padding-top: 32px !important;padding-right: 32px !important;padding-bottom: 32px !important;padding-left: 32px !important;background-color: rgba(0,38,58,0.05) !important;*background-color: rgb(0,38,58) !important;}” el_class=”plan-content everywhere-color”][vc_column_text][\/vc_column_text][\/vc_column][\/vc_row][vc_row equal_height=”yes” disable_element=”yes”][vc_column width=”1\/3″][vc_btn title=”EVEREST” shape=”square” color=”blue”…<\/p>\n","protected":false},"author":1,"featured_media":5522,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-2818","page","type-page","status-publish","has-post-thumbnail","hentry"],"_links":{"self":[{"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/pages\/2818","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/comments?post=2818"}],"version-history":[{"count":10,"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/pages\/2818\/revisions"}],"predecessor-version":[{"id":2820,"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/pages\/2818\/revisions\/2820"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/media\/5522"}],"wp:attachment":[{"href":"https:\/\/4everinsurance.com\/en\/wp-json\/wp\/v2\/media?parent=2818"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}